MyChoice Checking

To pay fee, or not to pay fee? This account lets you answer that question how you see fit.

MyChoice is a straightforward checking account with an $8 monthly service fee. You then have the ability to reduce or eliminate the service fee by doing simple things like receiving free eStatements instead of paper ones.

  • Balance does not drop below $500 to waive $8 monthly service fee
  • Or reduce/eliminate monthly service fee by doing the following:
  • Reduce by $2 for receiving free eStatements
  • Reduce by $2 for having a direct deposit of at least $400
  • Reduce fee by 20¢ per debit card purchase of at least $5 until fee is eliminated
  • Free online banking and bill pay
  • Free mobile banking available
  • Overdraft protection available
  • One free box of basic checks per year
  • No minimum deposit to open

*The monthly fee for this account is $8. This fee may be reduced by doing the following during the monthly qualification cycle: $2.00 reduction in fee for enrolling in and receiving electronic statements, $2.00 reduction for 1 direct deposit of at least $400, and $0.20 reduction in fee for each posted and cleared debit card purchase of at least $5. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Minimum to open account is $0.