Savings Rates
RATES EFFECTIVE
July 25th 2010
Through
August 1st 2010
| Prime Rate | ||
|---|---|---|
| Prime Rate | 3.25% | Effective as of 12/17/2008 |
| Deposit Accounts | ||||
|---|---|---|---|---|
| Account | Minimum Amt to Earn Dividends | Dividend Rate | APY* | Compound |
| Young American Svgs | $25.00 + | 0.35% | 0.35% | Monthly |
| Health Savings/Checking | $500.00 + | 1.49% | 1.50% | Monthly |
| Regular Savings | $500.00 + | 0.35% | 0.35% | Monthly |
| Regular Checking | $1,000.00 + | 0.25% | 0.25% | Monthly |
| Cha Ching! Checking | $0.01 - $25,000.00 | 2.72% | 2.75% | Monthly |
| $25,000.01 + | 1.01% | 1.01% | Monthly | |
| Money Market (Existing Accounts Only - No New Accounts) | $2,500.00 + | 0.35% | 0.35% | Monthly |
| Money Market Checking & Money Market Platinum | $2,500 - $4,999.99 | 0.35% | 0.35% | Monthly |
| $5,000 - $14,999.99 | 0.80% | 0.80% | Monthly | |
| $15,000 - $24,999 | 0.90% | 0.90% | Monthly | |
| $25,000 - $49,999.99 | 1.04% | 1.04% | Monthly | |
| $50,000 - $99,999.99 | 1.09% | 1.10% | Monthly | |
| $100,000 - $249,999.99 | 1.19% | 1.20% | Monthly | |
| $250,000.00 + | 1.19% | 1.20% | Monthly | |
| Xmas Club** | $500.00 | 0.50% | 0.50% | Quarterly |
| Certificates of Deposit and IRA's | |||||
|---|---|---|---|---|---|
| Account | Term | Minimum Amt to Earn Dividends | Dividend Rate | APY* | Compound |
| CD / IRA | 3 Months | $1,000.00 | 0.80% | 0.80% | Quarterly |
| CD / IRA | 6 Months | $1,000.00 | 1.00% | 1.00% | Quarterly |
| CD / IRA | 9 Months | $1,000.00 | 1.00% | 1.00% | Quarterly |
| CD / IRA | 12 Months | $1,000.00 | 1.49% | 1.50% | Quarterly |
| CD / IRA | 15 Months | $1,000.00 | 1.49% | 1.50% | Quarterly |
| CD / IRA | 18 Months | $1,000.00 | 1.49% | 1.50% | Quarterly |
| CD / IRA | 21 Months | $1,000.00 | 1.49% | 1.50% | Quarterly |
| CD / IRA | 24 Months | $1,000.00 | 1.69% | 1.70% | Quarterly |
| CD / IRA | 30 Months | $1,000.00 | 1.69% | 1.70% | Quarterly |
| CD / IRA | 36 Months | $1,000.00 | 2.08% | 2.10% | Quarterly |
| CD / IRA | 42 Months | $1,000.00 | 2.08% | 2.10% | Quarterly |
| CD / IRA | 48 Months | $1,000.00 | 2.28% | 2.30% | Quarterly |
| CD / IRA | 54 Months | $1,000.00 | 2.28% | 2.30% | Quarterly |
| CD / IRA | 60 Months | $1,000.00 | 2.59% | 2.62% | Quarterly |
| Members Choice (IRA & Non-IRA) | Accessed by Payroll Deduction | N/A | 1.00% | 1.00% | Quarterly |
| IRA | Open Deposit | $500.00 | 0.50% | 0.50% | Monthly |
Rates subject to change without notice.
Certain accounts may be subject to fees based on balances. Fees may reduce earnings. Please see a Relationship Manager for details pertaining to each account. There is a substantial penalty for early withdrawals on certificates. Member Benefit and Jumbo rate increases are available.
* Annual Percentage Yield
** Funds available for withdrawal between October 1st and March 1st.
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