Finally an account that rewards you with high dividends and no fees! Meet the requirements and earn Certificate -Like Rates on your checking account each month. 

The Perks

• Earn Certificate-Like Rates*
• No Minimum Balance
• No Fees
• Use Any ATM, Anywhere, Free**

 

Monthly Requirements:

• 12 Pioneer Credit Union Debit Card Transactions by the 25th of each month (ATM transactions not included)
• Access Home Banking by the 25th of each month 
• Monthly Direct Deposit with Pioneer Credit Union (Minimum $400.00 Each month)
• Sign Up & Receive Online Statements  

See our Frequently Asked Questions section for more information or fill out the contact us form. Be sure to ask about our Switch Kit to easily change your accounts over to Pioneer. Not sure if Cha Ching Checking is the right account for you? See our other checking accounts!

 

* Cha Ching rate is earned on balances between one penny and $25,000 and 1.01% Annual Percentage Yield (APY) paid on all amounts above $25,000 each month that the minimum requirements are met. If requirements are not met, your account functions as a standard checking account earning .25% APY and ATM refunds will not apply for that time period. If requirements are not met for consecutive 6 months, account becomes standard checking account. $5 membership fee required with no minimum balance thereafter.Membership eligibility is required. Available for personal accounts only. No monthly service charge. We reserve the right to change the interest rate and APY at any time after the account is opened. If account is closed prior to dividends paid, dividend is not earned. 12 Pioneer Credit Union Debit Card transactions must post to the account by the 25th of each month. **ATM fees refunded each month.