Commercial Checking

Commercial Checking

You're in business to make money, and Pioneer is here to help you make more of it. Even from your checking account.

Commercial Checking is ideal for businesses with larger balances. As your balance increases, so do your dividend rate and the number of free transactions. And of course, the personal commitment to your satisfaction comes standard with all Pioneer accounts.

Summary
  • Earns dividends on balances over $5,000
  • Tiered rates increase as balance increases
  • $15 monthly service fee waived with $5,000 minimum daily balance
  • Number of free transactions based on balance
  • Amount of free cash deposits based on balance
  • Free online banking and bill pay
  • Free mobile banking available
  • Overdraft protection available
  • $5 membership savings balance required
  • No minimum deposit to open

Check out our current rates.

Earnings and Transaction Fees

BalanceDividend RateNumber of Free Items/TransactionsAmount of Free Cash Deposits
$0 - $5,0000%0$0
$5,000 - $15,0000.25%100$3,500
$15,000 - $25,0000.25%250$5,000
$25,000 - $50,0000.50%400$6,500
$50,000 +0.65%400$6,500
There is a fee of $0.15 for every item/transaction above the listed number of free items/transactions. There is a cash deposit charge of $0.15 per $100 deposited once monthly cash deposits have exceeded the listed amount of free cash deposits.