Doing the Right Thing

…ethically, morally, and financially.

Have you ever thought to yourself, "if only I owned a bank"?


Ah, just think of how much easier your financial life would be. Well...come do your banking with Capital Credit Union and we'll do you one better because you literally become a part owner of Capital. But instead of ownership in a bank, you have ownership in a credit union.



Credit Union vs. Bank

What exactly is the difference between a bank and a credit union? Both offer accounts, loans, and the complete gamut of high-quality financial services. A major difference is, as a credit union, we're a not-for-profit financial institution that was organized with the sole purpose of providing community members with better financial solutions. Whereas banks are very much for-profit institutions, organized for the sole purpose of making A LOT of profit for its small group of elite shareholders.


You can probably connect the dots from there. But in a nutshell, it means a credit union can offer lower rates on loans and higher earnings rates on savings accounts (and even on our reward checking accounts) than a bank. As a bonus, we provide better, more personalized service. After all, we were created specifically to meet your needs.


Put another way...the same thing that makes the Green Bay Packers the best sports franchise is why credit unions are a better financial institution: we're owned by our community.



How Do I Sign Up?

Yep, that's typically the reaction people have once they learn how awesome a credit union is. Luckily, joining Capital Credit Union is as easy as signing your name.


If you heard that you had to work at a specific company to join a credit union, that's a carry-over from a looooooong time ago. These days pretty much anyone in Northeast Wisconsin can become a member.



Our History

Pioneer Credit Union was the first credit union in the Green Bay area, holding its first organizational meeting on October 22, 1927. Over the years, many credit unions merged with Pioneer, making it a strong, solid financial institution. It was the "right thing" for the area.


Capital Credit Union was incorporated under the laws of the State of Wisconsin as Kimberly Credit Union on September 24, 1934. Kimberly Clark employees and their families were eligible for membership, and the office was located inside the Kimberly Clark Mill. The charter was changed to a community credit union In 1970, and in 1996, the name was changed to Capital Credit Union, "making it happen" for our members.


On July 1, 2014, Capital and Pioneer credit unions formed a partnership to become the "new" Capital Credit Union, "doing the right thing." Capital now has over 90,000 members and is chartered to serve the needs of members in 10 Northeast Wisconsin counties: Brown, Calumet, Door, Kewaunee, Manitowoc, Marinette, Oconto, Outagamie, Shawano and Winnebago.